Listing provided courtesy of Coldwell Banker BainNWMLSMLS# NWM2493835MLS Provider
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Perched on Fairhaven's coveted South Hill, this charming duplex delivers something increasingly rare, sweeping Bellingham Bay views and immediate income, all in one of the city's most walkable, well-connected neighborhoods. Each of the two mirror-image units offers a private entrance, one bedroom, full bath, kitchen, and living room, making it equally suited for an owner-occupant looking to offset their mortgage, or an investor seeking steady, reliable rental returns. The location speaks for itself. Steps from Fairhaven Village, Boulevard Park, and Western Washington University, demand for rentals here is consistent and strong — and the lifestyle appeal makes attracting quality tenants effortless. For those with a longer horizon, the upside gets even more compelling; the lot supports potentially 2–3 modern townhomes, representing a significant development opportunity in a market that is hungry for new housing in established, amenity-rich neighborhoods. Whether you're live-in investment, building a rental portfolio, or positioning for a future redevelopment, this is a versatile asset in one of Bellingham's most sought-after corridors. With views, walkability, and land value all in one, Fairhaven properties like this are rare.

Source: NWMLS, MLS#: NWM2493835

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  • Property Type
    Residential
  • Lot
    0.07 acres

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  • Median Age
    29
  • Population Density
    3,455
  • College Educated
    56%
  • Estimated Median Income
    $53,093
  • Estimated Total Home Owners
    9,008
  • Estimated Total Renters
    12,804
  • Owner / Renter Divide
    41% / 59%
  • Estimated Average Household Size
    2
  • Total Population
    51,606
  • Community data courtesy of LiveBy, Inc.

Owning this Home

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$ %
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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 522 12th Street


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
3/19/2026Source: NWMLS Added to Database
March 19, 2026