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The Oregon First Blog

What Can Portland Learn from the Bay Area?

The following post is by Nick Christensen, a member of the Metro staff. Rents are soaring. Longtime tenants are being forced to look for a new home. And house prices are approaching record levels. It’s a story long familiar to residents of the San Francisco Bay Area and New York City – and increasingly, it’s an issue in … read more

How to Improve Your Credit Score

Your credit scores usually determine the price you pay for your money (your mortgages, your auto loans and leases, your credit cards, business loans, etc.). Perhaps the most significant part of your credit report is your credit score. Credit scores range from 350 to 850, with 850 being the best possible credit score that you … read more

Mold & Moisture Intrusion

The top three enemies of homes in the wet Pacific Northwest are water, water, and water. Serious problems — carpenter ants, mold, foundation destabilization, etc. — will result from not protecting your home adequately. Below is some great information from the APA/Engineered Wood Association on what steps to take. Ten-Point Protection Plan The FreeFromMold.org Ten-Point Protection Plan … read more

Sustainable Housing Resources

We’ll be updating this resource page as programs are added or retired, so you might want to bookmark this page to use as an ongoing resource. Note that words that are in red/orange are links to further information. City of Portland % for Green Funding This program supports construction of green street facilities in the City of … read more

Do Houses Sell in the Winter?

When counseling people at this time of year, particularly people who are thinking of selling their homes, I am commonly asked if this is a good time to sell a house. Here is my take on the timing for both selling and buying. For People Selling a Home While the real estate market typically slows … read more

Foreclosure Help

Are you a homeowner concerned about foreclosure? Below are some online resources from the State of Oregon for understanding and preventing foreclosure. Preventing Foreclosure http://www.oregonhomeownersupport.gov/ covers topics such as: Understanding your options Explanation of the foreclosure process Counseling and mediation resources Answers to frequently asked questions (FAQs) More Information The Oregon Department of Consumer and … read more

Realtors® vs. The Internet

Every year, The National Association of Realtors® surveys thousands of home buyers and sellers to find out what their experiences were like (all types of buyers and sellers, not just those who used a Realtor®). One of the things they’ve been keeping track of is how new technologies are affecting the way we Realtors do … read more